Showing posts with label Rants. Show all posts
Showing posts with label Rants. Show all posts

Tuesday, April 22, 2014

Another Day



Sorry about missing yesterday's post, but yesterday was Easter Monday, and with my boys and their families it is easier to get together on Easter Monday. Besides, that way I get ham two days in a row, so I'm not complaining.

But with Easter being a late night and an early morning, and then the same on Monday, I just had no time (or energy) for anything.

And then today was a bugger of a day. My mind was ready to go on strike about 4:30, but we negotiated a short coffee break into the schedule and averted the strike until 5:00.

In my job I read a lot of court papers. Today I read one that made my blood boil, for a lot of reasons. I can't give too many details, but I can give lots of generalities.

Basically a women and her boyfriend had a child that required special care. So the women- no husband of course- signed the girl up fro SSI- Supplemental Social Security.. She claimed she had $300 in assets. 3 years later, when the claim was reviewed, same story; same $300. and 3 years later same $300 in assets. And then the boyfriend- who is the child's father- gets busted for dealing crack.

And they find him and her have over $100,000 in cash, in joint bank accounts. Just a jot and tittle over the $300 she was claiming, ain't it? But hold on; a little more investigation is required.

She also has a gaming card at a casino local to her, which over the last 3 years she has used a total of 175 times. To gamble away almost one million dollars, both in new dollars and lost winnings.

All the while you and I were paying to raise her child.

What got her busted? The report from the casino on he winnings and losses? The Social Security Administration checking up on her application and renewals?

Nope; after the old man got busted they found out what was going on.

So apparently when you sign up for SSI they just take your word for it that you are broke. No bank check, no check with the IRS on income. Just lie through your teeth and they are happy.

Government bureaucracy; ain't it a wonderful thing?

Speaking of government bureaucracy, did you hear about the idiots up in Oregon? Some dumb kid pees into a 38 million gallon water reservoir, so the idiots are draining 38 million gallons of treated water because of a quart of pee. Really? 38 times 4 is 152, so we have 152,000,001 quarts of fluid in the reservoir, one which we KNOW is human pee. But, seeing as how this pool is open to the sky, how much bird pee and poop is there in the water? What about other animals? My guess is there probably more than 40 quarts of foreign substances in that water that nobody is complaining about.

But because somebody caught this young hooligan with his.... well; watering the garden shall we say,  it will cost the water customers a small fortune.

Personally, you can dump a quart of chlorine into the water and call it square. Heck of a lot cheaper.

And I really don't think anybody would notice. 

You probably have more pee than that in your bottled water.

Didn't think about that, did ya?

Thursday, April 3, 2014

Same Old Pattern



I have spent the last two days examining the titles on 10 properties in a part of town I know reasonably well. It is also an area that I go to as seldom as possible. It has the reputation as a 'Bad' part of town.

But that reputation is fairly new. A few years ago it was considered declining, and a few years before that it was considered nice.

What happened?

I saw the exact same course of events in each of these ten exams. The timing varied a little, but each had the same chain. And all 10 are currently owned by the same couple.

I can't go into too many details, but I can share a few. All 10 properties are in the Western Cincinnati neighborhood of Price Hill; most are in Lower Price Hill.

All of these properties were purchased in the late 1950's/early 1960's by a couple who lived there 30 years or more, and raised a family there.

How can I tell that from a title exam? Because Mom and Dad both had that address when they died and when the kids inherited the property. And then sold it.

This is where the decline of the property, and, by extension, the neighborhood starts. None of the kids wanted the house in 9 cases and it was sold outright. They were all still owner occupied; I could tell by the address the court used during the foreclosure case. It was the purchase after the foreclosure where things went down hill. Usually purchased by a Trust, or LLC or even a husband and wife, sometimes years after the foreclosure, the first sign is when the tax bill is sent not to a lender or the house, but to the owners at a different address, usually in a much better part of town.

Price Hill was known for years as a working class haven. Mostly blue collar, mostly smaller, older homes (All of my 10 were built between 1900 and 1915), but a clean, well kept community. It has/had several well attended churches. Not a rich neighborhood by any means, but respectable.

I saw one house sell for over $150,000 one year, and for $75,000 at sheriff's sale 5 years later. Then $6000 to an absentee landlord 2 years after that. Do you seriously think that chain of events doesn't affect the rest of the housing values in the neighborhood?

But once the property become a rental things can go downhill fast; especially in a 90 or 100 year old house. And it only takes one house to start a slide. Two houses will accelerate it, and three on a street will guarantee it, especially in an older, less expensive neighborhood.

Because you will have two types of neighbors: elderly, been there forever and renters. The renters don't care and the elderly can't make their voices heard. And their kids won't do anything; moving Mom and/or Dad to a nursing home and selling- or renting- the house is much easier than dealing with the lousy absentee property owners and lousier neighbors.

And things decline anther notch.

Why is this important? because it may soon be coming to a neighborhood near you. Look around your block; how many old couples do you see? The ones who have lived there 20 years or more? How much sales activity do you see? For Sale signs sprout and then age, only to be replaced by another sign, from a different broker.

Or maybe it is the legal notices, and the couple up the street with the three kids have packed up and moved away, 2 steps ahead of the sheriff. It doesn't take much sometimes; a divorce and the wife can't afford the house on one income and child support. Or a layoff, and his salary can't make ends meet. Or a long term-illness; Wife; Husband, or God forbid one of the kids. Between doctors and medicines and hospitals and what insurance doesn't cover it doesn't take long.

Shortly nobody is cutting the yard. Then some punk breaks a window. Next thing you know its two houses on the block; then three-four-10. Each empty property is not an opportunity, but a sign; or a signpost to the families that are now buying in the suburbs.

Don't say it can't happen to your neighborhood; they once said that about Price Hill.

Saturday, March 29, 2014

Education Does Not Always Pay



First; this is not scientific by any means. But, it is a good illustration of why I have always maintained that a college degree may be nice, but not always a requirement.

Can you believe there are degrees that will COST you money to try and earn a living with? They don't make mention in the article about whether or not the cost includes the cost of the education or not, but I'll guess it does.

The second chart is even more interesting; Arts, Humanities and Education; the three degrees that seem to give you the least return for your buck. They also seem to be the easiest to earn, or to get a PhD in with very little actual intelligence.

Spend 4 years somewhere partying and at the end they hand you a worthless piece of paper.

And then you take that worthless piece of paper and get a teaching job with it.

Do you see why this country is going to Hell in a handbasket?

Thursday, March 27, 2014

Push Back Twice as Hard



Surfing around on the internets today and found this article on Bloomberg's Business Week.

I sure hope this idiot doesn't get paid to write. I took me forever to read this piece; Bloomberg's site is glitchier than Obamacare's. So, in case you can't get to the link, I have taken the unusual step of including the entire article after my comments.

Apparently Georgia is about to enact a 'Guns Everywhere' ordinance (with bi-partisan support) that will allow concealed carry in bars, churches, stores and airports, provided the proprietor hasn't hung out a 'No Guns Allowed' sign. Okay, so?

Well our alleged author has Four Blunt Points to make against the law. His points?


1. The Newtown school massacre led to “guns everywhere.”(sic)

2. Georgia illustrates the NRA’s structural advantage on gun control.  

3. Skeptics of expansive gun rights need to respond intelligently.   

4. The best response to gun-rights extremism is a focus on fighting crime.

And he says it like this is NEWS!

Let's bust a few balloons, shall we?

First, it wasn't the Newton shootings that lead to these laws, but the Left's insistence that a nutcase with a stolen gun be used to limit gun rights. So yes, the natural response is to fight back. Smart people know that when guns are outlawed, only outlaws will have guns. NO MASS SHOOTING HAS EVER TAKEN PLACE IN A GUN PERMITTED ZONE. It is only when a shooter knows he will have the only gun does he try something like this. Or may be I'm wrong, and the people have decided that they need to remove gun restricted zones, to end problems like Newton. Bu either way, this autor is wrong.

Number Two; Strange wording, isn't it? almost as if the author doesn't want to realize that the majority of folks in this country SUPPORT gun rights and the Second Amendment. After all, nobody he knows owns a gun right? A direct quote:


"At present (and maybe always), the intensity of pro-gun passion exceeds that of anti-gun passion."

Care to guess why? Maybe because gun rights advocates believe in their position, and haven't been ginned up by some rabble-rouser?

Number three had me figuratively rolling on the floor laughing.  I have never, or maybe very seldom, with a few very notable exceptions, seen ANYONE on the left argue a point intelligently, particularly in the media. More specifically on guns. Their reaction is usually based on an indoctrinated fear; one so ingrained through 16 years of education that the mention of the private ownership and carrying of a weapon reduces them to a sputtering rage. Because they have never been given any FACTS, just emotions, and emotional arguments are always destructed by facts.

FACT- Florida has had a Shall Issue Law for 20 years, and Florida has not become Dodge City, as predicted. None of the Shall Issue States has. Yet that is always the first scenario raised. Hasn't it been discredited enough?

Number 4 is a howler too; why is someone who defends a Constitutionally protected right an extremist, yet the 'No such thing as a good gun' crowd are not?

Go ahead; read the article. see who you agree with.

THE ARTICLE


Georgia appears poised to enact a so-called guns-everywhere law, making it easier for firearm permit holders to take their weapons into bars, churches, and even airports. Approved last week by the state legislature, the bill awaits the signature of Republican Governor Nathan Deal, a strong gun-rights advocate up for reelection this fall. His opponent, Jason Carter, a Democratic state senator and grandson of former President Jimmy Carter, voted for the legislation, so enactment seems assured.
Non-gun owners doubtless find all this baffling. Here are four blunt points to sort out what’s going on and how to respond:
1. The Newtown school massacre led to “guns everywhere.” Perverse as it may sound, the horrific mass shooting in December 2012 at Sandy Hook Elementary produced a burst of state-level gun control bills around the country and then triggered a much stronger pro-gun backlash. The counter-reaction has now reached its apogee in Georgia. In the past year alone, 21 states have enacted laws expanding gun rights, according to the Law Center to Prevent Gun Violence. Several states added piecemeal provisions allowing firearms on college campuses or in bars or churches. Georgia’s politicians, egged on by the National Rifle Association, have gone for broke.
2. Georgia illustrates the NRA’s structural advantage on gun control. As if we needed a fresh demonstration of this phenomenon, the gun-rights lobby currently enjoys a fundamental edge in the debate about regulating firearms. In an era of falling crime rates, liberal enthusiasm for gun control simply doesn’t pack much political punch outside certain blue-state environments. Yes, people get riled up, understandably, by mass shootings at schools or movie theaters. Over and over, we’ve seen those emotions fade quickly, giving way to a more sustained counter-reaction from the pro-gun side. The NRA has skillfully responded to calls for stricter gun control by portraying them as evidence that liberals’ real agenda is confiscating firearms—all firearms.
A cadre of highly motivated, well organized pro-gun voters believe the NRA scare tactics and rally behind ever-more-aggressive measures to expand gun rights. Thus, we now have concealed-carry laws in all 50 states. We have traditional self-defense laws replaced by stand-your-ground—and in Georgia, guns everywhere. Even those who deplore these developments at some point must acknowledge the pattern. At present (and maybe always), the intensity of pro-gun passion exceeds that of anti-gun passion.
3. Skeptics of expansive gun rights need to respond intelligently. The smart response is not scorn or exaggeration. For better or worse, gun ownership has come to symbolize a range of deeply felt ideas about culture and government authority. Making fun of people who view their firearms as emblems of liberty and traditional values (however they define those values) will neither change minds nor repeal legislation.
Exaggerating the practical effects of gun-rights legislation doesn’t make sense, either. The Georgia measure allows guns in bars and churches under certain circumstances. Saloon owners who don’t want weapons in their establishments would have to post a sign saying so. That doesn’t sound so onerous; a lot of bars in pro-gun precincts already have such signs. Worshipers in Georgia wouldn’t be allowed to pack heat unless their congregation affirmatively votes to “opt in” to the guns-everywhere law. Personally, I wouldn’t choose a synagogue whose congregants thought they needed Glocks to celebrate the sabbath. But that’s me. If someone else’s congregation feels safer knowing that people are armed, I say: Let them go with God. I doubt that enactment of Georgia’s law will lead to a rash of shoot-outs. If it does, Georgians can reassess.
4. The best response to gun-rights extremism is a focus on fighting crime. Rather than engage with the NRA on the cultural battlefield, where gun-rights advocates have the upper hand, liberals should focus on the most-pressing problem related to firearms—that their prevalence in American society makes our violent crime more lethal. Broadly speaking, this approach would have liberals emphasize more aggressive enforcement of existing laws against illegal gun possession, rather than obsess about situations that allow law-abiding citizens to own guns and carry them on their person. Still speaking broadly, the anti-crime approach would have liberals ask how the extraordinary successes in reducing violent crime in places like New York—where gun control laws have not changed for decades—can be replicated elsewhere.
Turning back to Georgia, this mindset would inspire guns-everywhere skeptics (and if you can’t tell by now, I am one) to focus on those provisions of the law that appear to be soft on crime and criminals. For example, the statute would provide more leeway for gun owners to escape punishment if they try to go through airport security while armed. That seems dangerous. We’ve decided as a society that we don’t want guns on airplanes. This security requirement doesn’t seem terribly difficult to remember, what with all the people in uniform at the airport and all those screening machines and long lines and having to take off your shoes, for goodness’s sake.
A further troubling aspect of the Georgia law is that its ambiguous wording might provide wiggle room for a felon to invoke the state’s separate stand-your-ground law as part of a self-defense claim. Now this would be truly preposterous. Felons, even in Georgia, aren’t supposed to have guns in the first place, so maybe this issue is more a function of poor legislative craftsmanship than malign intent. But since pro-gun activists are simultaneously lobbying all over the place to make it easier for some felons to get their right to own guns reinstated, this facet of the law seems to merit quick repeal.
The upshot: Rather than argue that guns are evil or that gun enthusiasts are nuts, liberal skeptics should push back with concrete proposals for keeping firearms out of the hands of criminals, the mentally ill, and children.